Guide to Mobile Credit Card Processing

What is phone swipe?

With a phone swipe application, it makes it possible for merchants to accept payments by credit card, debit card, or gift card by using their iPhone, iPad, or Android mobile phone.

Phone swipes are associated with a unique merchant account at North American Bancard. The account is individually designed to meet your business’ specific needs. With pay swipe you are give good service and support and they have competitive rates.

Phone swipe comes with a free credit card reader accessory that attaches easily to the mobile device. Upon the approval of your account, your will receive you free credit card reader accessory by mail. Keying the payments in will also allow you to take payments without attaching the credit card reader accessory.

In the phone swipe application, you do not store credit card data on the card reader or on your smartphone. This increases the level of fraud protection already present in every North American Bancard merchant account.

Adding inventory, including images, categories, enter into your default tax rates or turn on GeoTax is possible when you load your phone swipe application only your smarthone. GeoTax automatically calculates the right tax based on your location. There is a tipping function for the app which you can turn on or off, or you can allow your customers to set up their own tip rate.

Phone swipe automatically creates an email receipt after the purchase. Pictures of the item from the inventory, its price, inventory number and the option to view the location where the purchase took place is all included in the receipt. With this receipt, the customer’s mind is refreshed on his purchases and if he does not recognize the purchase and this helps charge backs to be cut down.

All your sales can be recorded in real time, and you can also find out what the most popular selling item is and if you need to search for individual transactions, you can do that too. If you own more than one smartphone or ipad, you can link all of them to one single merchant account. If you have an employee taking phone swipe payments even if you are far away, its features allow you to see quickly what is happening in your business.

Mobile swipe will make a difference in your bottom line if you are a merchant who offer delivery, goes out on a job or sells items at flea markets, country fairs or craft fairs. Profit for your business can increase by as much as thirty percent if you offer your customers mobile payment options,

With all its benefits, businesses should start thinking of using the phone swipe application for more convenience.